What back up plans do you have in the event that you pass on and your family can no longer depend on your income for living expenses? Even if you have protection against such a scenario, is it adequate? Life insurance allows you to provide for your family, in the event of your not being there. It is not mandatory - but can you afford to NOT have it? At apnainsurance, we will try and ensure that you have all the facts you need to ensure that your insurance needs are adequately met. In that vein, here are some pointers that might help you before you decide on a life insurance policy. How long should I be insured? How much insurance do I need? What is life insurance? Do I need life insurance?     Compare Chart